· FAQ · Community Map · Local Numbers · Manufactured Home Builders
· FAQ · Community Map · Local Numbers · Manufactured Home Builders
· FAQ · Community Map · Local Numbers · Manufactured Home Builders
· FAQ · Community Map · Local Numbers · Manufactured Home Builders
 
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Frequently Asked Questions

Manufactured Homes



Q. How many foundation systems of Manufactured Homes are there?

Ans. I count six. High Profile, Low Profile, High Profile w/earthquake braces, Low profile with earthquake bracing and Low profile on permanent foundation(433) and High Profile with a permanent foundation system.

 

Q. Is financing available for manufactured homes without a permanent foundation?

Ans. YES, although financing changes daily currently financing is available for all manufactured homes with or without a permanent foundation. If the home is prior to June 1976 the interest rates are normally much higher. If the home is manufactured after June 1976 the interest rates are reflective of the residential market loans.  The lenders for VA, FHA, Cal Vet or loans backed by government insurers require a 433 to be recorded and /or certified prior to financing the loan. (permanent foundation)

 

Q. What is a manufactured home?

Ans. Manufactured Homes are built entirely in a factory under the federal building code administered by the Department of Housing and Urban Development (HUD). These homes are constructed to meet the Federal Manufactured Home Construction and Safety Standard Act of June 1976. The federal standards regulate manufactured housing design and construction, strength and durability, transportability, fire resistance, energy efficiency and quality. The HUD Code also sets performance standards for the heating, plumbing, air conditioning, thermal and electrical systems. HUD is the only federally-regulated national building code. Each home or segment of a home is labeled with a red tag that is the manufacturer's guarantee the home was built to conform to the HUD code. On-site additions, such as garages, decks and porches, often add to the attractiveness of manufactured homes and must be built to local, state or regional building codes.

 

Q. What is the difference between a mobile home and manufactured home.

Ans. California law distinguishes between these homes by the building codes. Manufactured Homes are built in a factory and must comply with the National Manufactured Home Construction and Safety Standards, a uniform code administered and enforced by the U.S. Department of Housing and Urban Development (HUD). Mobile Homes were constructed to comply with standards enforced by California State prior to June 15, 1976, when the HUD Code became effective.

 

Q. What CAR form (California Association of Realtors) should be used when presenting an offer on a manufactured or mobile home?

Ans. There are numerous forms that will be presented during the offer as well as during the escrow period. The two that are at the top of the list are the Agency Relationship (who is representing whom) and the Manufactured Home Purchase Agreement and Joint Escrow Instructions. This document will notify escrow that the subject property is a manufactured home and to transfer the land and the Manufactured home to the new buyer.

Q. How often should a manufactured home be checked for leveling?

Ans. About every 3 to 5 years

 

Q. Is there more then one association in the Murrieta Hot Springs Mobile Home Community?

Ans. There are three – Spring Knolls (Unit I), Warm Spring Knolls (Unit II), and Golf  Knolls (Unit III). You are only assessed by the Association that your home is located in.

 

Q. Looking for Murrieta Hot Springs Resort

Ans. The well known Murrieta Hot Springs Resort was sold in the 1990s. Now the Calvary Chapel is the resident of the property.

 

Answers are the opinion of Walter Wilson.  They were researched with due diligence but are not guaranteed and should be verified before quoting or applying to your personal situations.